Online approval in minutes with the best credit card offers in the festive season

Online approval in minutes with the best credit card offers in the festive season 2022

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Do you want to get the best credit card which gives more offers?

There are many credit cards available in India by Indian banks and financial institutions that offer attractive benefits in the form of reward programs, cashback, fuel savings, insurance benefits, travel benefits etc. Choose the best credit card to pay your bills, also get good credit cards for good deals on other shopping websites. With the right options you choose wisely, you can save money on your transactions.

The best credit card with benefits: credit card for you depends on your needs and financial situation. 

There are a number of factors to consider when choosing the best credit card for you, including your spending habits, credit score, and investment goals. 

If you're just starting out, consider a low-interest card that offers introductory rates. If you're a responsible cardholder with a good credit score, you may be able to get a card with a lower interest rate and no introductory offers. 

If you're looking to invest in stocks or bonds, a card with a higher interest rate may be better suited for you. However, if you only use your card for everyday expenditures, a low-interest card may be a better option. 0001

 

Meaning of Credit Card

Credit card is a tool to help you do instant credit-based transactions. Consider that these amounts are repayable at the end of a pre-specified credit period, and the bank gives each credit card a credit limit beyond which it cannot transact.

According to my experience, I try to give information about some credit cards so that you can get the right credit card as per your requirement and also save.

To help you choose the best credit card for you, here are some of the best no joining fee credit cards that you can apply for as per your needs.

1. SBI Simply Save Credit Card

The card is a believer better card, it has many benefits like enjoy 10 reward points per Rs.150 spent on food, cinema, departmental store and grocery expenses. Fuel surcharge waiver is also available.

Eligibility Criteria:

Income eligibility should be Rs 20,000 per month for salaried applicants

Eligible Income for Self-Employed Applicants: Rs 30,000 per month

CIBIL Score Required - 700 or above

This card comes with a charge of Rs.499 + Taxes

The card comes with an annual fee of Rs 499 + taxes, which is waived if the annual expenditure exceeds Rs 1 lakh.

SBI Simply Save Credit Card

Documents required:

online document verification

1. Once you have submitted your application and filled in the additional details, you can proceed for the online verification.

Documents to upload - 

A. Identity proof - Pan Card

B. Address proof - Voter ID or Aadhar Card or Driving License, PAN card

C. Passport size photograph 

D. Income proof document 

E. Bank details on the application form screen

Click to apply SBI Card

Before giving your details, keep the required documents, such as PAN card, Aadhar card, income proof and bank details etc.

Shopping online

2. SBI Simply Click Credit Card

Benefits- Simply Click Credit Card

1. Amazon Gift Voucher worth Rs.500 on joining

2. 1% fuel surcharge waiver for every transaction between Rs 500 to Rs 3000. Maximum discount limited to Rs.100 in a month

3. Get 1 reward point for every Rs 100 spent on the card

4. 10x more reward points for online purchases made from partner stores including Amazon, Clear Trip, Book My Show, Food Panda, UrbanClap, and Lens Kart

5. 5X reward points on all other online spends 

SBI Simply Click Credit Card

Important Eligibility Criteria

Salaried Applicants: Rs 20,000 per month

Self Employed Applicants: Rs 30,000 per month

CIBIL Score Required - 700 or above

Inclusion fee of Rs 499 + taxes

Note: The card also comes with an annual fee of Rs 499 + taxes, which is waived if the annual expenditure exceeds Rs 1 lakh.

Important Documents need to upload (Online)

1. Current Photo

2. Pan Card

3. Aadhar Card (Mobile number linked) or Voter ID 

4. Income Proof (Salaried or Self Employed)

5. Bank Details 

Click to apply

Before giving your details, keep the required documents, such as PAN card, Aadhar card, income proof and bank details etc.

3. Axis Bank Credit Card

1 In the digital age, credit cards offered by banks are a convenient way to make instant cashless payments for any expenditure.

2. Eligibility 

Eligibility Criteria for Axis Bank Credit Card:

Age must be above 18

Citizenship- You must be a resident of India

Income -Salaried - 20000 PM & Self Employed - Rs.30000/ PM 

Apply Credit Card

Benefits of Axis Bank Credit Card:

supplementary flight ticket

online shopping discount

discount on movie tickets

fuel surcharge waiver

airport lounge access

Discount Deals on Hotel Bookings & Restaurant Orders

Click Here to apply -- (Joining Fees and Annual Fee applicable in Axis Bank Vistara Platinum Credit Card

2. Income: Rs 50,000 per month (Salaried), Rs 60,000 per month (self-employed)

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1. Before giving your details, keep the required documents, such as PAN card, Aadhar card, income proof and bank details etc.

2. Many cards do not charge an annual fee or joining fee, so must note before applying, by the way, I have given the Flipkart Axis Bank Credit Card application link, you can apply directly from here.

Note: Limited Period Offer- No joining Fee, No Annual Fee 

• Select Axis Bank My Zone Card and provide the required details

4. Bank of Baroda CREDIT CARD

Bank of Baroda is one of the largest public sector banks in the country and abroad. It offers a variety of credit cards that have attractive features and benefits and are accepted globally by merchants and ATMs. He has also brought Cobrand Snapdeal Bob JCB Rupay Credit Card through BOB Financial.

Features

Get unlimited airport lounge access with the Aeterna Credit Card.

bonus reward points

welcome gift

airport lounge access

Smart EMI Option

zero fuel surcharge waiver

Multiple redemption option

Zero Liability on Lost Card

Click Here to Apply

Eligibility

 Salaried and Self Employed with Income more than 4 Lakhs Per annum

Documents required to apply

A. Photograph

B. Pan Card

C Aadhar Card

D Income Proof 

E Address Proof

5. ICICI Bank - Best credit card zero annual fee

The Platinum Chip Credit Card is designed to give you more. Apply with more score, more security and more convenience.

The quintessential Platinum Chip Credit Card has security baked in so that you have an extra layer of security to protect your card from getting counterfeited and duplicated. From the point of view of security every transaction becomes secure, and shopping becomes easy in life.

Best Credit Card Zero Annual Fee

If you're looking for best credit card zero annual fee, the Platinum Chip Credit Card is a great option. 

Click Here to apply Online

ICICI Bank's Best Credit Card Offers: 

A. There is no joining fee to apply for the card.

There is best credit card zero annual fee.

B. Save money while refueling by getting a discount on fuel surcharge.

Earn ICICI Bank Reward Points and get more rewards when you shop with partner brands.

C. Payments have become faster and more secure than ever.

D. You don't get a platinum chip card, you own it for life.

Note: The best credit card for shopping & More Credit Cards 

6. Yes Bank BEST CREDIT CARD

Yes Bank is a full-service commercial bank that provides a full range of products, services and technology driven digital offerings to retail, MSME as well as corporate customers.
Yes Bank offers various credit cards that cater to the diverse needs of the customers. They offer great rewards, cashback, travel, shopping and exclusive credit cards, they cater to every aspect of a customer's needs.

CLICK HERE TO APPLY

Best Credit Card - Yes Bank features

The prize

Reward points for all transactions that can be accumulated to receive gifts or redeem points for cashback.

Cash back

Cashback on certain expenses like 5% cashback for online shopping. 5% cashback on using your credit card to pay utility bills.

Universal acceptance: Internationally accepted as well.

Lifestyle benefits and privileges

Benefits like airport lounge access, golf course access, insurance coverage, fuel surcharge waiver and much more. Although yes privileges, you also enjoy promotional offers on shopping, health, food, travel etc.

Disclaimer

The following article is for informational purposes only and should not be considered financial advice. The information in this article is based on the author's research and personal experience and should not be taken as fact. You should consult a trusted financial advisor before making any financial decisions. Additionally, this article may contain affiliate links, where the author may receive a commission for any products or services purchased through the link. The author is not responsible for any errors or omissions in the information provided in this article.

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